Schedule of Fees
Behind Greater Woodlawn Federal Credit Union's Fees
An important benefit of Greater Woodlawn Federal Credit Union's membership is that most GWFCU fees and charges are lower than comparable ones at other financial institutions. They're designed to recover only the approximate overall cost to the membership for the services provided.
*Fees Subject To Change Without Notice.
Share (Savings) Accounts
| Type | Charge |
|---|---|
| New Account Fee | $5.00 |
| Minimum Balance Required | $5.00 |
| Monthly Service Fee | NO CHARGE |
| Checks Deposited & Returned NSF* | $20.00 |
| Non-sufficient Funds (NSF) via ACH* | $20.00 |
Share draft (Checking) Accounts
| Type | Charge |
|---|---|
| New Account Fee | $5.00 |
| Monthly Service Fee | NO CHARGE |
| Share Drafts Returned NSF* | $20.00 |
| Checks Deposited & Returned NSF* | $20.00 |
| Non-sufficient Funds (NSF) via ACH* | $20.00 |
| Canceled Check Copies | $1.50 BY MAIL/$3.00 BY FAX |
| Stop Payment Fee | $5.00 EFFECTIVE 24 HOURS AFTER NOTIFICATION |
| Check Prices | Contact credit union |
| Overdraft Protection | Not available |
| Online Bill Payment | Free |
| Online Home Banking | Free |
Debit/ATM Cards
| Type | Charge |
|---|---|
| Original Debit/ATM Card | No charge |
| Replacement Debit/ATM Card | $5.00 |
| Debit/ATM Withdrawals | No charge |
| Debit/ATM NSF Withdrawals | $20.00 |
| Debit/ATM NSF Fee - Returned Checks | $20.00 |
| Debit/ATM Balance Inquiry Fee | No charge |
Mastercard
| Type | Charge |
|---|---|
| Annual Fee | No charge |
| Replacement Credit Card | $10.00 |
| Reissue Fee | $10.00 - First three times are free |
| Pickup Fee | $55.00 for card reported lost, then used |
| Cash Advance Fee | $5.00 |
| Late Payment Fee | $10.00 each billing period or amount of minimum payment, whichever is less |
| Over-The-Limit Fee | No over-the-limit transactions allowed |
| Return Payment Fee | $20.00 |
| Foreign Transaction Fee | 1% |
Miscellaneous Fees
| Type | Charge |
|---|---|
| Money Orders | $1.00 |
| Travel Cards | No charge |
| Statement Copies | Current Year Free - $0.50 per page previous years |
| Wire Funds (Domestic Only) | $20.00 |
*Non-sufficient funds fee (NSF) is charged once at the first presentment of a check or ACH when returned because of insufficient funds.