Loan Specials
| Loan Type | Amount | Term | APR* As Low As | Disclaimer |
|---|---|---|---|---|
| Christmas Loan Special | Up to $5,000 | 24 Months | 4.50% | Only Available to "A+," "A," "B," and "C." |
| Balance Transfer Loan Special | Up to $25,000 | Up to 60 Months | 7.00% | Must be used to transfer credit cards or outstanding loans only and cannot be used to pay off existing GWFCU loans or credit cards – Only Available to "A+," "A," "B," and "C." |
| New/Used Vehicle Loan Special | 60 Months 72 Months |
4.50% 5.50% |
Only Available to "A+," "A," "B," and "C." | |
| New/Used Motorcycle Loan Special | 72 Months | 5.50% | Only Available to "A+," "A," "B," and "C." Used MC cannot be older than 10 years. | |
| New/Used Boats Loan Special | 72 Months | 6.00% | Only Available to "A+," "A," "B," and "C." *Used boats cannot be older than 15 years. | |
| Recreational Vehicle Loan Special | 72 Months | 6.50% | Only Available to "A+," "A," "B," and "C." | |
| Mastercard Balance Transfer | 5.99% | No Balance Transfer Fee. Must be used to transfer credit cards from other financial institutions and cannot be used to pay off existing GWFCU credit cards. Promotional rate is on transferred balance only – new charges will be at current MC rate. | ||
| Personal Loan Special | Up to $10,000 Up to $20,000 |
48 Months 72 Months |
6.50% [A+ & A – 6.75%] [B – 6.85%] [C – 6.95%] |
Only Available to "A+," "A," "B," and "C." Proceeds CANNOT be used to pay off/refinance existing GWFCU loans. |
| College Loan Special | Up to $25,000 | 84 Months | 6.50% | Only Available to "A+," "A," "B," and "C." Proceeds must be paid directly to college or university OR direct to pay off existing student loans. There is no payment deferment. |
| Mini Mortgage Loan | Up to $200,000 (Up to 90% LTV) | Up to 7 Years
9 Years 12 Years |
5.75%
5.75% 5.75% |
Same Requirements as First Mortgage Loans – No Application Fee – No Title Insurance (in most cases) – Single Family Dwelling Only – Must be only lien on the property - Available to "A+," "A," "B," and "C." |
| Home Remodeling Loan | $40,001 - $75,000 | Up to 15 Years | 5.95% | Only Available to "A+," "A," "B," and "C" – Same requirements as Home Equity Loan. |
| Land Loan | $100,000 | Up to 15 Years | 7.00% | Only Available to "A+," "A," "B," and "C." Purchase or Refinance. Available for single residential lots up to 5 acres. Same requirements
as First Mortgage Loans incl. app fee. Same requirements as First Mortgage Loans incl. app fee. |
| Retirement Home Loan | Up to $350,000 | Up to 30 Years | 5.95% | Only Available to "A+," "A," "B," and "C." Same requirements as First Mortgage Loans incl. app fee. |
| Home Improvement Specials | Up to $10,000 $10,001-$40,000 $10,001-$40,000 |
Up to 60 Months Up to 120 Months 121-180 Months |
5.75% 6.00% 6.25% |
DRIVE-BY APPRAISAL REQUIRED Flood Certification Required for $5,000+ ($16.50 Fee) Only Available to "A+," "A," "B," and "C." |
*Must be Credit Worthy. Only Available to "A+," "A," "B," and "C" credit scores. Rates and terms subject to change.