Greater Woodlawn Federal Credit Union

Access Home Banking

Loan Rates

Christmas Loan Special*

UUp to $3,500 – 2.25% APR for 24 Months – Thru 12/31/18.

 

MASTERCARD Balance Transfer

5.99% APR - No Balance Transfer Fee . ** Must be used to transfer credit cards from other financial institutions and cannot be used to pay off existing GWFCU credit cards. Promotional rate is on transferred balance only – new charges will be at current MC rate.

 

Personal Loan Special*

Up to $10,000 – 3.99% APR for Up to 48 Months. Proceeds CANNOT be used to payoff/refinance existing GWFCU loans.

 

$20,000 – [A+ & A - 6.95% APR] [B – 7.00% APR] [C – 7.50% APR] - 72 Months.

 

College Loan Special*

Up to $25,000 – 3.75% APR for Up to 84 Months. Proceeds must be paid directly to college or university OR direct to payoff existing student loan. There is no payment deferment.

 

Mini Mortgage Loan*

Up to $200,000 – 4.15% APR Up to 7 Years
4.25 % APR for 9 Years
4.50% APR for 12 Years
Up to 90% LTV
Same Requirements as First Mortgage Loans – No Application Fee – No Title Insurance (in most cases) – Single Family Dwelling Only – Must be only lien on the property.

 

1st Time Home Buyers Loan*

Up to $215,000 – 4.65% APR – Up to 30 Years – 100% Financing – Same requirements as First Mortgage Purchase Loans – No Application Fee – No Doc Prep Fee – No Appraisal Fee – Single Family Dwelling Only – All Applicants Must Be First Time Home Buyers.

 

Home Remodeling Loan*

$40,001 - $75,000 – 4.55% APR – Up to 15 Years – Same requirements as Home Equity Loan.

 

Land Loan*

Up to $100,000 – 4.75% APR – Up to 15 Years. Purchase or Refinance. Available for single residential lots up to 5 acres. Same requirements as First Mortgage Loans incl. app fee.

 

Retirement Home Loan*

Up to $350,000 – 4.65% APR – Up to 30 Years. Same requirements as First Mortgage Loans incl. app fee.

 

New Motorcycle/Recreational Vehicle Loan Special*

3.95% APR for Up To 60 Months.

 

Balance Transfer Loan Special*

Up to $25,000 – 5.99% APR - Up to 60 Months. ** Must be used to transfer credit cards or outstanding loans only and cannot be used to pay off existing GWFCU loans or credit cards.

 

New & Used Vehicle Loan Special*

3.50% APR For up to 60 Months – 4.99% APR for 72 Months.

 

Home Improvement Specials*

 

Fast Cash Loans

Mastercard Same Day Cash -Up to $500–(Requires current credit report & paystub)

 

Range Rating  
730+ A+ 8.99% APR
680-729 A 8.99% APR
640-679 B 8.99% APR
600-639 C 10.99% APR
550-599 D 13.99% APR
Under 550 E 13.99% APR

 

 

*Must be Credit Worthy. Only Available to “A+”, “A”, “B” and “C” credit scores.

 

 


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